Prime Capital

We're here for brokers

We work exclusively with brokers to provide specialised mortgage products to their self-employed clients.
Our loans are fast and simple, offering unique solutions to a range of finance needs.

Find out more

Fast.

Approvals within 24 hours and settlements as fast as 5 working days.

Simple.

No forms, unnecessary documents, or locked-in servicing calculators.

Loans.

Flexible loans from $250k up to $10M with secured funding.

Over 25 years we’ve built a reputation of being fast, flexible and transparent. We’re proud to be able to tailor loan solutions that set us apart from other more traditional lenders.

That’s why our BDMs are no-nonsense, results-driven individuals who go above and beyond to help your clients.

With the help of clever AI technology, we use our years of experience to approve loans within 24 hours, and complete settlement as fast as 5 days.

Download our broker guide & product guide

Broker Guide

Discover all about Prime Capital, how we deliver Fast, Simple, Loans™ and what sets us apart from the rest.

Product Guide

An overview of our products and policies, including interest rates and fees.

Prime Insights

All insights

Housing market soars 40% four years after pandemic

April, 2024|Housing Market, Real Estate

The impact of the pandemic continues to shape Australia’s property market, four years on. Dwelling prices have exploded as factors such as population growth and limited supply drive competition for homes. According to data from PropTrack, national home values surged by 39.9% from March 2020 to March this year. Prices in regional areas soared by…

Australian SMEs grapple with rising defaults amid cost pressures

March, 2024|Small Business, Finance

The rising cost of borrowing and reduced consumer demand are hitting small and medium-sized enterprises (SMEs) hard. Payment defaults among them have surged to a record high, making them more vulnerable to business failure. According to the latest CreditorWatch Business Risk Index (BRI), business-to-business trade payment defaults are now above pre-COVID levels and rose by…

Chinese investors maintain dominance in Australia’s housing market

February, 2024|Housing Market, Real Estate

Chinese investors remain prominent in the Australian property sector, maintaining their position as the largest foreign buyers of real estate. After spending $3.4 billion on approved residential property purchases in 2022–23, they are continuing to actively invest in the market. The latest data from the Foreign Investment Review Board (FIRB) shows that home buyers from…

What our brokers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.