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We work exclusively with brokers to provide specialised mortgage products to their self-employed clients.
Our loans are fast and simple, offering unique solutions to a range of finance needs.

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Fast.

Approvals within 24 hours and settlements as fast as 5 working days.

Simple.

No forms, unnecessary documents, or locked-in servicing calculators.

Loans.

Flexible loans from $250k up to $10M with secured funding.

Over 25 years we’ve built a reputation of being fast, flexible and transparent. We’re proud to be able to tailor loan solutions that set us apart from other more traditional lenders.

That’s why our BDMs are no-nonsense, results-driven individuals who go above and beyond to help your clients.

With the help of clever AI technology, we use our years of experience to approve loans within 24 hours, and complete settlement as fast as 5 days.

Download our broker guide & product guide

Broker Guide

Discover all about Prime Capital, how we deliver Fast, Simple, Loans.™ and what sets us apart from the rest.

Product Guide

An overview of our products and policies, including interest rates and fees.

Prime Insights

All insights

Fixed-rate cuts heat up amid cash rate expectations

October, 2024|Lending, Finance

Australia’s home loan market is experiencing a flurry of activity as lenders reduce fixed rates. Is now a good time to secure these lower rates? Despite the Reserve Bank of Australia (RBA) holding the cash rate steady at 4.35% in September 2024, a growing number of lenders have trimmed their fixed rates for owner-occupiers paying…

Rental market hits a plateau

September, 2024|Housing Market, Real Estate, Finance

After a period of rapid growth, Australia’s rental market is showing signs of slowing down. Is this the start of a more stable rental environment? According to a recent CoreLogic report, national rental rates flatlined in July and August, marking the weakest rental conditions since the early days of the COVID-19 pandemic. They rose by…

Banks face growing delinquencies

August, 2024|Finance

Mortgage arrears are on the rise at major Australian banks, reflecting the increasing financial strain on households from the high cost of living and interest rates. According to Westpac’s latest financial results, its overall Australian mortgage delinquencies climbed by six basis points to 1.12% in the three months to June 2024. Likewise, the rate of…

What our brokers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.