Helping borrowers
Own Tomorrow

Fast, Simple, Loans™ so you can get back to running your business.

We’ve helped thousands of SMEs over 25 years by lending more than $3 billion.

Helping businesses for
0 years
Total settled loan value
$0b+
Loans approved
0

Tailored lending solutions

No lock-in
contracts

Get flexible loans and bridging finance settled quickly, with no lock-in contracts.

Commercial
and residential

We lend on both residential and commercial properties Australia-wide.

Simple
requirements

No long application forms, tax returns or complicated financials here.

Unlimited
cash out

Get more from your loan with unlimited cash out and debt consolidation.

Customer logins and downloads

Customers

Use this login if you are a Prime Capital loan customer.

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Discharge Authority

Are you looking to discharge your loan? Download the Discharge Authority Form.

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Direct Debit Request

Are you looking to update your direct debit details? Download the Direct Debit Request Form.

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How we help customers

  • Fast approvals and settlements so you can get finance on time.
  • Flexible loan solutions tailored to your situation.
  • No credit score auto-decline.
  • No complicated application forms.
  • No locked-in contracts.
  • Fully flexible, repay loan with 30 days’ notice.
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What our business customers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.

Customer Insights

All insights

Fixed-rate cuts heat up amid cash rate expectations

October, 2024|Lending, Finance
Australia’s home loan market is experiencing a flurry of activity as lenders reduce fixed rates. Is now a good time to secure these lower rates? Despite the Reserve Bank of Australia (RBA) holding the cash rate steady at 4.35% in September 2024, a growing number of lenders have trimmed their fixed rates for owner-occupiers paying…
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Rental market hits a plateau

September, 2024|Housing Market, Real Estate, Finance
After a period of rapid growth, Australia’s rental market is showing signs of slowing down. Is this the start of a more stable rental environment? According to a recent CoreLogic report, national rental rates flatlined in July and August, marking the weakest rental conditions since the early days of the COVID-19 pandemic. They rose by…
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Banks face growing delinquencies

August, 2024|Finance
Mortgage arrears are on the rise at major Australian banks, reflecting the increasing financial strain on households from the high cost of living and interest rates. According to Westpac’s latest financial results, its overall Australian mortgage delinquencies climbed by six basis points to 1.12% in the three months to June 2024. Likewise, the rate of…
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