Helping borrowers
Own Tomorrow

Fast, Simple, Loans™ so you can get back to running your business.

We’ve helped thousands of SMEs over 25 years by lending more than $3 billion.

Helping businesses for
0 years
Total settled loan value
$0b+
Loans approved
0

Tailored lending solutions

No lock-in
contracts

Get flexible loans and bridging finance settled quickly, with no lock-in contracts.

Commercial
and residential

We lend on both residential and commercial properties Australia-wide.

Simple
requirements

No long application forms, tax returns or complicated financials here.

Unlimited
cash out

Get more from your loan with unlimited cash out and debt consolidation.

Customer logins and downloads

Customers

Use this login if you are a Prime Capital loan customer.

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Discharge Authority

Are you looking to discharge your loan? Download the Discharge Authority Form.

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Direct Debit Request

Are you looking to update your direct debit details? Download the Direct Debit Request Form.

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How we help customers

  • Fast approvals and settlements so you can get finance on time.
  • Flexible loan solutions tailored to your situation.
  • No credit score auto-decline.
  • No complicated application forms.
  • No locked-in contracts.
  • Fully flexible, repay loan with 30 days’ notice.
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What our business customers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.

Customer Insights

All insights

What’s ahead for the housing market?

January, 2025|Finance
Australia’s housing sector is poised for modest price growth in 2025. Will this create opportunities or challenges for those looking to enter the market? According to PropTrack’s Property Market Outlook, national home prices will rise between 1% and 4% in 2025. This is slower than the 5.5% growth seen in 2024, as high interest rates,…
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Signs of a housing cooldown in Sydney and Melbourne

December, 2024|Housing Market, Real Estate
Home values in Sydney and Melbourne have dipped for the first time in nearly two years, following a period of rapid growth. With house prices outpacing incomes and persistently high interest rates, could this signal a cooling market? According to recent data from CoreLogic, Sydney’s home values declined by 0.1% in October, the city’s first…
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Fixed-rate cuts heat up amid cash rate expectations

October, 2024|Lending, Finance
Australia’s home loan market is experiencing a flurry of activity as lenders reduce fixed rates. Is now a good time to secure these lower rates? Despite the Reserve Bank of Australia (RBA) holding the cash rate steady at 4.35% in September 2024, a growing number of lenders have trimmed their fixed rates for owner-occupiers paying…
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