Prime Insights
What Can You Expect from APRA’s New Lending Curbs?
The Australian Prudential Regulation Authority (APRA) has stepped in to tighten bank lending standards just as the housing market surpassed…
Business Lending Is Rising Again
After a year many business owners would rather forget, lending to business is picking up. Data from the Reserve Bank…
Should We Be Concerned About Household Debt?
When the housing market is booming, one question is almost always sure to surface: are people borrowing more than they…
No Falling Off a Cliff as Loan Deferral Scheme Winds Down
When the scheme allowing borrowers to defer loan repayments ends on 31 March, there won’t be thousands of Australians defaulting…
Soaring Housing Prices Are Back
Australia’s housing market has returned to record highs after a year of a slight dip in values due to COVID-19.…
More Small Business Owners Are Unhappy With Their Banks
Many Australian small and medium-sized enterprises (SMEs) are finding it frustrating to secure funding for their enterprises. And those who…
Business Failures to Rise, But It Won’t Be a Deluge
Remember the dire predictions of a flood of business failures this year? They’re not likely to happen – at least…
Expect Rising House Prices in 2021 … Probably
Australia’s housing market is headed for a boom year despite the pandemic. After dropping 2.1% earlier this year, prices are…
Loan Deferrals Fall but Many Borrowers Still Face Crunch Time
After fears of mass defaults at the height of the COVID-19 pandemic, the worst seems to be over for many…
Property Market Exuberance is Back
After collapsing earlier this year, housing market sentiment has bounced back. Australians are feeling cheery about where the property market…