Prime Insights
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Is 2020 a Boom Year for the Housing Market?
A year ago, Australian housing prices were mostly in freefall. Economists predicted them to dive by as much as 25%…
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Bank Credit Remains Elusive
Interest rates have hit historic lows and home prices are bouncing back. But housing credit remains beyond the reach of…
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What’s Behind The Rebound In Home Prices?
Housing prices are rising again. In October, national home values rose 1.2%, the largest monthly increase in more than four…
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Older Australians Face Debt And Distress
More older Australians are carrying the heavy burden of mortgage debt into retirement, causing them psychological distress. This suggests a…
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Mortgage Debt Is Drag On Economy
Australia has one the world’s highest levels of household debt, and research shows that adults who have fallen behind on…
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Use Your Banking Data to Your Advantage
Open banking is here, having kicked off its first stage on 1 July 2019. But what does it mean for…
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Time To Worry About Rising Mortgage Arrears?
The number of Australians behind in their mortgage repayments is higher than it has been since the fallout from the…
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Tech is Now the Fastest Route to Riches
Australian property developers seem to be surviving the housing slump quite well. According to The Australian Financial Review 2019 Rich…
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More Rate Cuts Are Coming, But Are They Effective?
Australia’s official cash rate is now down to 1%. And if we are to believe one prominent economist, it could…
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A Quick But Expensive Fix?
The Coalition Government promised before the federal election to help first homebuyers get into the housing market. That help is…