Prime Insights

Bank Credit Remains Elusive

Interest rates have hit historic lows and home prices are bouncing back. But housing credit remains beyond the reach of…

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What’s Behind The Rebound In Home Prices?

Housing prices are rising again. In October, national home values rose 1.2%, the largest monthly increase in more than four…

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Older Australians Face Debt And Distress

More older Australians are carrying the heavy burden of mortgage debt into retirement, causing them psychological distress. This suggests a…

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Mortgage Debt Is Drag On Economy

Australia has one the world’s highest levels of household debt, and research shows that adults who have fallen behind on…

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Use Your Banking Data to Your Advantage

Open banking is here, having kicked off its first stage on 1 July 2019. But what does it mean for…

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Time To Worry About Rising Mortgage Arrears?

The number of Australians behind in their mortgage repayments is higher than it has been since the fallout from the…

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Tech is Now the Fastest Route to Riches

Australian property developers seem to be surviving the housing slump quite well. According to The Australian Financial Review 2019 Rich…

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More Rate Cuts Are Coming, But Are They Effective?

Australia’s official cash rate is now down to 1%. And if we are to believe one prominent economist, it could…

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A Quick But Expensive Fix?

The Coalition Government promised before the federal election to help first homebuyers get into the housing market. That help is…

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SMEs Eschew Bank Lending

Small and medium-sized enterprises (SMEs) are turning to non-bank lenders as funding through banks becomes increasingly out of reach. Accessing…

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