The material on this website is of general informational value only. No person should act or refrain from acting solely on the basis of this material. It does not constitute financial advice, and your access to this website does not, of itself, give rise to an adviser–client relationship.

The views expressed in articles on this website are the authors’ alone. They should not be otherwise attributed. The information in updates on this website are current as at the date of this publication. This information does not take into account your personal objectives, financial situation or needs, so you should consider its appropriateness in regard to these factors before acting on it. These documents provide an overview or summary only and should not be considered a comprehensive statement on any matter or relied upon as such. Information in these publications provided by third parties has not been independently verified and we are not in any way responsible for such information. Any projections in these documents are predictive in character. While every effort has been made to ensure the assumptions on which the projections are based are reasonable, the projections may be based on incorrect assumptions or may not take into account known or unknown risks or uncertainties. The results ultimately achieved may differ materially from the projections. Past performance is not a reliable indicator of future performance.

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